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It is rare to have the insurance firm grant you a health insurance policy without reference to your lifestyle and perhaps any previous medical condition you had or still suffer from. If they think your lifestyle is perfect, you get As by way of smaller premiums. If the reverse is the case, they could deny you insurance altogether. Usually, when you fall sick, you are required to pay your way through the hospital. You can then send your receipts and stuff to the insurance firm to stake your claim. Thats how health insurance works. The information you provide your insurance carrier had better be accurate. Often, they use it to project the terms of your health insurance policy. If any discrepancies are found afterwards, you pay for them. Imagine that you never again have to pay another dime in the hospital. Precisely, that is health insurance for you. The only thing is the monthly premiums you have to pay, but you can handle that, cant you? You can think of your health insurance as the money paid by your health insurance provider when you get medical attention. Of course, you would have been paying your premiums in timely intervals to qualify for it.
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